Understanding UCO Bank’s IFSC Code
To find the UCO Bank IFSC Code you need to first understand the Indian Financial System Code (IFSC) that is a unique 11-digit alphanumeric code issued by RBI for each branch of a bank participating in online transactions. It’s composed of three parts: the first four letters denote the bank’s name, the fifth digit is reserved, and the last six digits represent the branch.
For example, UCO bank’s IFSC code for its branch in Davangere is UCBA0001043. Here in the first four letters, ‘UCBA’ represents the bank’s name (UCO bank). The next digit, the 0 remains reserved for any future use. The last six digits ‘001043’ represent the Davangere branch of this bank.
Locating the IFSC Code and MICR Code
You can find the UCO Bank IFSC code on the bank’s cheque books. Alternatively, third-party websites like BankBazaar offer updated information on IFSC and MICR codes.
Finding UCO Bank’s Codes Online
Visit BankBazaar’s website, navigate to the “Bank IFSC Code” tab, select the bank, state, district, and branch. It will generate the IFSC code, MICR code, contact details, and branch address.
To search for the UCO Bank IFSC Code or the UCO Bank MICR Code, follow the following steps:
- Visit the official website of Urban Pincode. This website will have a separate tab for “ IFSC Code”. Click on that tab which will direct you to another page.
- This page will ask for some of the basic information like, ‘Select Bank’, ‘Select State’, ‘Select District’, and ‘Select Branch of your bank’. You just have to select the most appropriate option from it. For example, if you want to search for the UCO Bank IFSC Code and MICR code of the Davangere branch, then you will have to enter the UCO Bank in the select bank option and the Davangere branch in the select branch option. Moreover, you will also have to select the state and district of this branch.
- The website will automatically generate the IFSC code for your bank, after selecting all the options accurately.
Transferring Money: NEFT and RTGS
UCO Bank facilitates both NEFT and RTGS transactions: National Electronic Funds Transfer (NEFT) allows electronic payments between accounts and banks, provided they’re part of NEFT. Transactions are capped at ₹50,000, with UCO Bank levying charges for exceeding this limit.
National Electronic Funds Transfer (NEFT)
- NEFT allows electronic payments between accounts and banks, with an upper limit of ₹50,000 for cash-based transactions.
- Requirements include the receiver’s full name, bank details, IFSC code, transferred amount, and optional remarks.
- NEFT operates on working days, from 8 am to 7 pm (Monday to Friday) and 8 am to 1 pm (Saturday).
Requirements for making transactions through NEFT are as follows:
- Full name of the receiver.
- The bank name, branch name and the account number of the receiver.
- IFSC Code of the branch of the receiver’s bank.
- The amount to be transferred.
- Any remark, if you wish to add.
There are some basic charges imposed by UCO bank on exceeding the limit of transactions through NEFT. These charges with their amount are as follows:
RTGS Facilities For Secure And Swift Transactions.
- Real-Time Gross Settlement (RTGS)
- RTGS is ideal for larger transactions, with a minimum transfer amount of ₹2 lakh and no upper limit.
- Necessary information includes receiver’s details, account number, bank, branch, IFSC code, and optional remarks.
- RTGS operates from 9 am to 4:30 pm (customer transactions) on weekdays and 9 am to 2 pm on Saturdays.
Charges and Timings for Transactions
Both NEFT and RTGS transactions through UCO Bank incur certain charges, depending on the amount transferred and type of transaction.
Like NEFT, the bank also imposed some of the basic amounts of charges on the transaction through RTGS. These imposed charges and the amount of transfer is as follows:
Also read: MAHADAWAR PANDHARPUR PIN CODE
About UCO Bank
Established in 1943, UCO Bank is a government-owned financial service with 49 zonal offices and branches overseas in Singapore and Hong Kong. It offers various banking services like investment, corporate and consumer banking, mortgage loans, and more.
UCO Bank’s Partnership with Future Generali
UCO Bank’s collaboration with Future Generali aims to provide diverse insurance products across India. This partnership benefits both institutions and has positively impacted UCO Bank’s share prices.
UCO Bank’s Related Questions
What are the Products offered by UCO Bank?
UCO Bank offers various products like car loans, home loans, personal loans, fixed deposits, and education loans.
Are there Any Changes in UCO Bank?
Currently, there haven’t been any changes in UCO Bank’s IFSC code.
Which type of UCO bank is it?
UCO Bank is a government-owned commercial bank in India.
Find Here Some Popular Bank’s IFSC Code:
Here are the list of few branches of UCO Bank:
IFSC & MICR details of all UCO Bank branches in UTTAR PRADESH State
Branch Name |
IFSC |
MICR |
Address |
City & State |
| ACHLESHWAR | UCBA0002885 | NON-MICR | ACHLESWAR BRANCHPO RAHAWAN,BLOCK,HARCHANDPUR,229303 |
RAI BARELI
UTTAR PRADESH |
| ACHNERA | UCBA0000300 | NON-MICR | UCO BANK,ACHNERA,ACHNERA,283101 |
AGRA
UTTAR PRADESH |
| ADHIYANA | UCBA0001653 | NON-MICR | VILL CHANDRER PAL,SAHARANPUR,KHERI,247342 |
LAKHIMPUR KHERI
UTTAR PRADESH |
| AGRA BELANGANJ | UCBA0000027 | NON-MICR | UCO BANK,AGRA BELANGANJ,AGRA,284004 |
AGRA
UTTAR PRADESH |
| AHAMADABAD | UCBA0002857 | NON-MICR | AHAMADABADBAREILLY NEAR POST,OFFICE VILLAGE TAHSIL BAREILLY U P,NAWABGANJ,243407 |
BAREILLY
UTTAR PRADESH |
| AKOLA | UCBA0000005 | NON-MICR | CHAHARBATI INTER COLLGCOMPOUNDPOST,AKOLKA,AGRA,283102 |
AGRA
UTTAR PRADESH |
| ALIGANJ | UCBA0002435 | NON-MICR | UCO BANK,ALIGANJ,ALIGANJ,207407 |
ETAH
UTTAR PRADESH |
| ALIGANJ LUCKNOW | UCBA0001843 | NON-MICR | ALIGANG SHOPG COMXSECTOR,B ALIGANG,LUCKNOW,226024 |
LUCKNOW
UTTAR PRADESH |
| ALIGARH | UCBA0000225 | NON-MICR | UCO BANK,ALIGARH,ALIGARH,202001 |
ALIGARH
UTTAR PRADESH |
| ALLAHABAD MAIN | UCBA0000032 | NON-MICR | 4SARDAR PATEL MARGCIVIL,LINES,ALLAHABAD,211001 |
ALLAHABAD
UTTAR PRADESH |
| Branch Name | IFSC | MICR | Address | City & State |
| BABUGANJ | UCBA0002882 | NON-MICR | S N SIKSHA,NIKETAN RAEBARELI,BABUGANJ,229401 |
RAI BARELI
UTTAR PRADESH |
| BABUGANJ | UCBA0002965 | NON-MICR | UCO BANK,BABUGANJ,ANTU,230503 |
PRATAPGARH
UTTAR PRADESH |
| BACHHRAWAN | UCBA0003404 | NON-MICR | A 21, PATEL NAGAR,RAI BARELI,RAEBARELI,229301 |
BACHHRAWAN
UTTAR PRADESH |
| BADAUN | UCBA0003169 | NON-MICR | 268 TIKONI KOTHI,INDRA CHOWKCIVIL LINE T U P,BADAUN, |
BUDAUN
UTTAR PRADESH |
| BAGPAT | UCBA0003060 | NON-MICR | ADD HNO 293,VARD NO 11 MEERUTBAGPAT ROADBAGPAT,BAGHPAT,250609 |
MEERUT
UTTAR PRADESH |
| BAHADURPUR | UCBA0003041 | NON-MICR | INFRONT OF RGPTIBAHADURPUR,ZAYASTEHSIL TILOI,AMETHI,229305 |
AMETHI
UTTAR PRADESH |
| BAHRAICH | UCBA0003088 | NON-MICR | STATION ROAD OPP,DIAMOND PICTURE HALL,BAHRAICH, |
BAHRAICH
UTTAR PRADESH |
| BAKKAS | UCBA0001259 | NON-MICR | UCO BANK,BAKKAS,BAKKAS,226003 |
LUCKNOW
UTTAR PRADESH |
| BALAPUR | UCBA0002521 | NON-MICR | VILLAGE BALAPURP O,BALAPURTEHSIL KARCHHANAT ALLAHABAD,KARCHANA,212107 |
ALLAHABAD
UTTAR PRADESH |
| BALLIA | UCBA0001816 | NON-MICR | UCO BANK,BALLIA,BALLIA,227001 |
BALLIA
UTTAR PRADESH |
| Branch Name | IFSC | MICR | Address | City & State |
| CAMPIERGANJ | UCBA0000549 | NON-MICR | UCO BANK,CAMPIERGANJ,GORAKHPUR,273158 |
GORAKHPUR
UTTAR PRADESH |
| CHANDAULI | UCBA0002789 | NON-MICR | LOKMANYA TILAK NAGAR,WARD NO 5SAKALDIHA ROAD HASMI COMPLEX,CHANDAULI,232104 |
CHANDAULI
UTTAR PRADESH |
| CHANDPUR | UCBA0000612 | NON-MICR | UCO BANK,CHANDPUR,VARANASI,221106 |
VARANASI
UTTAR PRADESH |
| CHANDRAWAL | UCBA0001309 | NON-MICR | VILL PO DAROGA,KHEDAKANPUR ROAD,CHANDRAWAL,227101 |
LUCKNOW
UTTAR PRADESH |
| CHAPRAULA | UCBA0002981 | NON-MICR | KHASRA NO 52,MAIN G T ROADNEAR POLICE CHOWKICHAPRAULAT GAUTAM BUDH NAGAR UP,NOIDA, |
GAUTAM BUDDHA NAGAR
UTTAR PRADESH |
| CHARBAGH | UCBA0002022 | NON-MICR | UCO BANK,CHARBAGH,LUCKNOW,226006 |
LUCKNOW
UTTAR PRADESH |
| CHATTOH | UCBA0002791 | NON-MICR | VILLAGE CHATTOH TEHSIL,SALONEPOST CHATTOH T,AMETHI,229307 |
SULTANPUR
UTTAR PRADESH |
| CHINHAT LUCKNOW | UCBA0000514 | NON-MICR | UCO BANK,CHINHAT LUCKNOW,LUCKNOW,277105 |
LUCKNOW
UTTAR PRADESH |
| CHIPIYANA KHURD | UCBA0002982 | NON-MICR | KHASRA NO 49,VILLAGE CHIPIYANA KHURDTAHSIL GAUTAM BUDH NAGAR UP,DADRI, |
GAUTAM BUDDHA NAGAR
UTTAR PRADESH |
| CHITAIPUR | UCBA0003390 | NON-MICR | UCO BANK,CHAITTAIPUR BRANCH,VARANASI,221001 |
VARANASI
UTTAR PRADESH |
| Branch Name | IFSC | MICR | Address | City & State |
| DHAMPUR | UCBA0002446 | NON-MICR | SANMARG MANDIR KALAGARH,ROAD T UP,DHAMPUR,246761 |
BIJNOR
UTTAR PRADESH |
| DHAULI PIAU MATHURA | UCBA0001744 | NON-MICR | UCO BANK,DHAULI PIAU MATHURA,MATHURA,281002 |
MATHURA
UTTAR PRADESH |
| DHAUNRA | UCBA0000766 | NON-MICR | VILL P O,DHAUNRA BAREILLY,DHAURA,243204 |
BAREILLY
UTTAR PRADESH |
| ETAH | UCBA0003297 | NON-MICR | HNO 369 SEC,23 OPPOSITE TO ARUNA NAGAR GATEG T ROAD,ETAH, |
ETAH
UTTAR PRADESH |
| ETAWAH | UCBA0003050 | NON-MICR | UCO BANK,ETAWAH,ETAWAH, |
ETAWAH
UTTAR PRADESH |
| FAIZABAD BRANCH | UCBA0000961 | NON-MICR | UCO BANK,FAIZABAD BRANCH,FAIZABAD,224001 |
FAIZABAD
UTTAR PRADESH |
| FAIZABAD ROAD | UCBA0003369 | NONMICR | UCO BANK,FAIZABAD ROAD,LUCKNOW, |
LUCKNOW
UTTAR PRADESH |
| FARRUKHABAD | UCBA0001046 | NON-MICR | UCO BANK,FARRUKHABAD,FARRUKHABAD FATEHGARH,209625 |
FARRUKHABAD
UTTAR PRADESH |
| FATEHPUR MAFI | UCBA0002465 | NON-MICR | VILLAGE FATEHPURMAFI POST,GORIGOTEHSIL ALLAHABAD,HANDIA,212402 |
ALLAHABAD
UTTAR PRADESH |
| FIROZABAD | UCBA0001028 | NON-MICR | UCO BANK,FIROZABAD,FIROZABAD,283203 |
FIROZABAD
UTTAR PRADESH |
FAQ
1-What is the IFSC code of Uco Bank Jaunpur?
Ans: The UCO Bank IFSC Code of the branch Jaunpur is UCBA0001899 and its MICR Code is MICR not provided.
2-What’s the IFSC code for Uco Bank Delhi branch?
Ans: The UCO Bank IFSC Code of the Delhi branch is UCBA0000120 and its branch contact number is 18001030123
3-What is the IFSC code of Sector 22 Uco Bank?
Ans: The UCO Bank IFSC Code of the branch Sector 22 is UCBA0000134 and its MICR Code is 160028002.
4-What is the IFSC code of Uco Bank Varanasi main branch?
Ans: IFSC code of UCO Bank located in VISHALAKSHI BUILDINGCHOWK, VARANASI 221001, UTTAR PRADESH is UCBA0000034 and MICR code is 221028002.
5-What is the IFSC Code of UCO BANK Prayagraj?
Ans: IFSC code of UCO Bank located in 4,SARDAR PATEL MARG,CIVIL LINES,ALLAHABAD 211001, UTTAR PRADESH is UCBA0000032 and MICR code is 211028002.